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This is a discussion on Those credit card applications within the Offer discussion forums, part of the Freebie Chat category; What are the terms for greening? Do you actually have to take the card in the end?...
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29-06-07, 06:09 PM
| #1 |
| iPod 60gb  Join Date: Jun 2007 Location: Northern Ireland
Posts: 1,573
 | Those credit card applicationsWhat are the terms for greening? Do you actually have to take the card in the end? |
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29-06-07, 06:14 PM
| #2 |
| iBook  Join Date: May 2006 Location: Essex
Posts: 2,233
 | Re: Those credit card applicationsI would assume so, but you don't have to use it  |
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29-06-07, 09:15 PM
| #3 |
| iPod 20gb  Join Date: Mar 2007 Location: Brentwood
Posts: 757
| Re: Those credit card applicationsYou only have to be accepted for the card, you don't have to send back the credit agreement, in which case you wont get the card. I use the nectar card instead of my normal one now, loads of nectar points rolling in from now on!  |
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29-06-07, 09:25 PM
| #4 |
| iPod 60gb Join Date: Jun 2007 Location: Northern Ireland
Posts: 1,573
| Re: Those credit card applicationsthat is what I thought |
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07-07-07, 03:01 PM
| #5 |
| iPod 20gb  Join Date: Jan 2007 Location: Birmingham, UK
Posts: 832
| Re: Those credit card applicationsoh so you dont have to send the agreement back? |
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07-07-07, 03:57 PM
| #6 | ||
| iPod 20gb Join Date: Mar 2007 Location: Brentwood
Posts: 757
| Re: Those credit card applicationsTaken from FreebieJeebies: Quote:
Quote:
IMO EVEN if you have to send the agreement back and they send you a card, the terms of the offer don't mention having to use the card so it's at your discretion. I however have stopped using my original credit card and buy everything on my american express nectar card, makes more sense to get points towards getting other stuff instead of nothing. | ||
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07-07-07, 05:37 PM
| #7 |
| Mini Mac Join Date: Jan 2007 Location: Manchester
Posts: 5,515
 | Re: Those credit card applicationsyeah what landy said. Except just to be sure i would send the agreement back. Obviously you don't have to use the card unless you want to so there's no harm sending the agreement back just to be safe. Unless you have no willpower and HAVE to use it! In which case i would wonder what you were doing on exceem looking for freebies!! |
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09-07-07, 04:18 PM
| #8 |
| iPod Nano 4GB  Join Date: Mar 2007
Posts: 359
| Re: Those credit card applicationsHave just applied for that Nectar card myself, its got a hefty APR so have to be right on the installments. 5000 bonus nectar points for using it once can't be bad tho |
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14-07-07, 05:08 PM
| #9 |
| iPod 20gb Join Date: Jan 2007 Location: Birmingham, UK
Posts: 832
| Re: Those credit card applicationsYeah if u dont use the card your not charged are you? |
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15-07-07, 05:55 PM
| #10 |
| iPod 20gb Join Date: Mar 2007 Location: Brentwood
Posts: 757
| Re: Those credit card applicationsNo charge mate, If you really dont want it or want to use it, phone 'em up and cancel the card, however using a credit card and paying it off every month is a good way of building up your credit rating. |
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14-08-07, 06:47 PM
| #11 |
| iPod Nano 1GB  Join Date: Aug 2007 Location: Nottingham - UK
Posts: 61
| Re: Those credit card applicationsBe wary. If you read the T&C's the card companies have a right to charge you an administration fee if the card becomes dormant. |
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| credit card, offer |
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